SHARE RATES
as of 4/16/2008
Regular Shares  2.00% APY (Rate May Vary)
6 month CD 3.95% APY (Early Withdrawal Penalties May Apply)
12 month CD  4.05% APY (Early Withdrawal Penalties May Apply)
24 month CD  4.15% APY (Early Withdrawal Penalties May Apply)
Traditional IRA Shares 3.55% APY
Roth IRAShares 3.55% APY

Share Draft 

.00% APY (no min bal and no monthly fees)
LOAN RATES
New Cars 5.25% APR
Used Cars (up to 7 years old)-same as new 5.25% APR
Older Used Cars 8.50% APR
New Recreational Vehicles   5.90% APR 6.90% APR over 72 months
Used Recreational Vehicles (up to 10 years old)  5.90% APR 6.90% APR over 72 months
Older used Recreational Vehicles 8.50% APR
New Motorcycles & Snowmobiles 5.99% APR
Used Motorcycles & Snowmobiles    5.99% APR
Signature 12.75% APR
Share Secured  4.90% APR (2% spread required)
Home Equity 1st 6.50% APR
Home Equity 2nd 7.50% APR
New Mobile Homes 8.5% APR
Used Mobile Homes 9.0% APR
New Boats  5.90% APR 6.90% APR over 72 months
Used Boats  5.90% APR 6.90% APR over 72 months
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