SHARE RATES
as of 9/20/11
Regular Shares  .50% APY (Rate May Vary)
6 month CD .75% APY (Early Withdrawal Penalties May Apply)
12 month CD  .85% APY (Early Withdrawal Penalties May Apply)
24 month CD  1.00% APY (Early Withdrawal Penalties May Apply)
Traditional IRA Shares 1.50% APY
Roth IRAShares 1.50% APY

Share Draft 

.00% APY (no min bal and no monthly fees)
LOAN RATES
New Cars 2.79% APR up to 72 months 3.79% 73-84 months
Used Cars (up to 7 years old)-same as new 2.79% APR up to 72 months 3.79% 73-84 months
Older Used Cars 5.9% 8-10 yrs old 8.5% over ten years old
New Recreational Vehicles   4.90% APR up to 84 months 5.900% APR over 72 month
Used Recreational Vehicles (up to 10 years old)  4.90% APR up to 84 months 5.90% APR over 84 months
Older used Recreational Vehicles 8.50% APR
New Motorcycles & Snowmobiles 5.99% APR
Used Motorcycles & Snowmobiles    5.99% APR
Signature 11.90% APR
Share Secured  4.90% APR (2% spread required)
Home Equity 1st 4.90% APR
Home Equity 2nd 5.90% APR
New Mobile Homes 8.5% APR
Used Mobile Homes 9.0% APR
New Boats  4.90% APR up to 84 months 5.90% APR over 84 month
Used Boats  4.90% APR up to 84 months 5.90% APR over 84 months
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