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SHARE RATES 
as of 09/15/2020

Regular Shares  0.20% APY (Rate May Vary)
6 month CD 0.30% APY (Early Withdrawal Penalties May Apply)
12 month CD  0.40% APY (Early Withdrawal Penalties May Apply)
24 month CD  0.50% APY (Early Withdrawal Penalties May Apply)
Traditional IRA Shares 0.50% APY
Roth IRAShares 0.50% APY

Share Draft 

0.00% APY (no min bal and no monthly fees)
LOAN RATES
New Cars 2.54% APR up to 72 months 3.49% 73-84 months
Used Cars (up to 10 years old)-same as new 2.54% APR up to 72 months 3.49% 73-84 months
Older Used Cars

5.29% cars 11-16 years old

New Recreational Vehicles   3.49% to 144 months OAC
Used Recreational Vehicles (up to 10 years old)  3.49% to 144 months OAC
Older used Recreational Vehicles 5.90% APR requires 10% down
New Motorcycles & Snowmobiles 4.90% APR requires 10% down under $15000
Used Motorcycles & Snowmobiles

4.90% APR requires 10% down under $15000

Signature 11.90% APR
Share Secured  4.90% APR (2% spread required)
Home Equity 1st Call for rates
Home Equity 2nd 5.90% APR
New Mobile Homes 8.5% APR requires 10% down
Used Mobile Homes 9.0% APR requires 15% down
New and Used Boats 3.49% up to 144 months OAC
Boats of 15 years old 5.90% requires 10% down