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SHARE RATES 
as of 11/22/2016

Regular Shares  .35% APY (Rate May Vary)
6 month CD .50% APY (Early Withdrawal Penalties May Apply)
12 month CD  .60% APY (Early Withdrawal Penalties May Apply)
24 month CD  0.75% APY (Early Withdrawal Penalties May Apply)
Traditional IRA Shares 0.75% APY
Roth IRAShares 0.75% APY

Share Draft 

.00% APY (no min bal and no monthly fees)
LOAN RATES
New Cars 2.54% APR up to 72 months 3.49% 73-84 months
Used Cars (up to 7 years old)-same as new 2.54% APR up to 72 months 3.49% 73-84 months
Older Used Cars

5.29% cars 8-16 years old

New Recreational Vehicles   3.49% 72 months 4.49% 96 mon. 5.49% 97 to 180 mon.
Used Recreational Vehicles (up to 10 years old)  3.49% 72 months 4.49% 96 mon. 5.49% 97 to 180 mon.
Older used Recreational Vehicles 8.50% APR requires 10% down
New Motorcycles & Snowmobiles 5.99% APR requires 10% down under $15000
Used Motorcycles & Snowmobiles 5.99% APR requires 10% down under $15000
Signature 11.90% APR
Share Secured  4.90% APR (2% spread required)
Home Equity 1st Call for rates
Home Equity 2nd 5.90% APR
New Mobile Homes 8.5% APR requires 10% down
Used Mobile Homes 9.0% APR requires 15% down
New and Used Boats  3.49% up to 96 months or 5.49% 97 to 180 months
Boats of 15 years old 6.9% requires 10% down