HOME LOANS

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Real Estate Loans

First Mortgages

-80% loan to Value with appraisal
-70% loan to value with tax assessment
-maximum terms 120 months to $30,000, if over $30,000 up to 180 months
- Click on rates to see our current rates

Second Mortgages

- Same as first mortgages
- Click on rates to see our current rates

Variable Rate (Home Equity Line Of Credit)
-80% loan to value with appraisal
-70% loan to value with tax assessment
-Rate .25% under prime
-Max term 180 months depending on money amount borrowed
-Rate changes annually

Mobile Home Loans

-need 10% cash down on new and 15% cash down on used (prior to tax and license)
-when used as collateral after a purchase we finance 85% of the appraised value or NADA average retail whichever is less
- Click on rates to see our current rates